Healthshare
Community-based alternatives to traditional insurance
Why healthshare
A different way to manage medical costs
Lower monthly costs
Members typically contribute less each month than comparable major medical premiums.
Community-based
Eligible medical needs are shared among members — not processed by a traditional insurer.
Built for independence
Designed for small businesses, freelancers, and households that need flexible alternatives.
Program options
Compare the programs
Two strong healthshare paths. We’ll help you choose the one that fits.
Faith-based community sharing
ShareWELL
A healthshare ministry where members contribute monthly and share eligible medical needs — often at a fraction of traditional major medical premiums, with freedom to choose your own providers.
- Lower typical monthly contributions
- UA options of $1,500, $2,500, or $5,000
- Provider freedom nationwide
Built for modern households
EverTrust
A cooperative health benefit for small business owners and 1099 workers: Health Sharing, $0 virtual care, 1,100+ zero-cost medications, and everyday copays in one predictable monthly contribution.
- $0 virtual primary & urgent care
- 1,100+ medications at $0
- MRA options of $1,500, $2,500, or $5,000
Healthshare programs are not insurance. Sharing is voluntary among members and subject to program guidelines. Payment of medical expenses is not guaranteed.
Compare healthshare options
Get a personalized estimate in minutes — or talk it through with an advisor.