$1,500
UA
You pay less first when a sharing event happens — typically a higher monthly contribution.
Essential Co-Pay
Copay plan
$361/mo
Essential HSA
HSA plan
$317/mo
ShareWELL Healthshare
A smarter alternative to traditional insurance
ShareWELL is a healthshare program that offers a community-driven approach to managing medical costs — often at a fraction of the price of conventional major medical plans.
Choose your UA
Three Unsharable Amounts. You pick the balance.
Your Unsharable Amount (UA) is what you pay toward an eligible medical need before the community begins sharing. A lower UA means a higher monthly contribution, and a higher UA means a lower one.
Show monthly pricing for:
Age band:
$2,500
UA
A middle ground between monthly cost and out of pocket.
Essential Co-Pay
Copay plan
$316/mo
Essential HSA
HSA plan
$272/mo
$5,000
UA
Best for healthy households who want to keep monthly costs low.
Essential Co-Pay
Copay plan
$266/mo
Essential HSA
HSA plan
$222/mo
Copay plan
Essential Co-Pay
Built for occasional doctor visits with preventative care and no deductible to meet first — plus protection for unforeseen events.
View plan designHSA plan
Essential HSA
Designed for surgery, hospital stays, and other high-impact needs, with preventative coverage and an HSA option.
View plan designUA — Unsharable Amount
An UA is the most you'll have to pay for healthcare services during your plan period (per incident). Think of it as your safety net for a major health event. You have a max of 2 incidents where you pay the UA in a 12-month period. Unlike a deductible or traditional max-out-of-pocket, the UA does not reset until you are symptom-free for 6 months.
Monthly contributions shown are ShareWELL Essential rates for the selected age band and household. Your advisor can confirm pricing for your situation.
01
Lower monthly costs
Typical monthly contributions are significantly lower than traditional major medical premiums.
02
Member-focused
Medical needs are shared among a network of members with similar values and commitments.
03
Community-based
A healthcare option built around shared medical costs, community support, and a more affordable alternative to traditional insurance.
How it works
Simple, transparent, community-driven
- 01Members contribute a set monthly amount to the sharing community.
- 02When a medical need arises, eligible expenses are submitted for sharing.
- 03The community shares the cost directly — no insurance company in the middle.
- 04You retain freedom to choose your own doctors and providers.
ShareWELL is a healthshare ministry, not insurance. Membership and sharing are subject to community guidelines. Eligibility and sharing are not guaranteed.
Compare ShareWELL with major medical
Let us help you weigh the pros and cons for your situation.